Points Check January 2025

January was the start of a pretty big year for us. Just two years ago, I was in the middle of planning our first trip to Europe. I honestly couldn’t believe that we were going, it had been a dream of mine my entire life and then finally, in my late 40’s I was getting a chance to go. And then, last year we got a chance to go to Europe for a second time.

This year, however, we have plans to go to Europe three times, and that just seems crazy to me. In March, the four of us will be heading to Portugal and Spain so we can hike the last 120 kilometers from Tui to Santiago de Compostela on the Portuguese route of the Camino de Santiago.

In September, Jenn and I will be going to Nice, France for the UTMB Cote d’Azur Ultramarathons, where I will be doing a 54 kilometer race and Jenn will be doing the 22 kilometer version. Our friends Bill and Theresa will be joining us and also doing the 22 kilometer race. After going to Nice, we will end up for a couple days in Dublin before heading home.

The summer trip, is a little unsettled at this point. It’s not booked, but Jenn and Emma will be going to Europe with Jenn’s sister and our niece, who will be graduating from high school this year. The tentative plans are to go to Munich for a few days, then to Dublin and head home.

This leaves our son Alex and I with nothing to do, so I’m hoping we can find an excuse to go to Europe around the same time, maybe for a hiking trip. I’m eyeballing the Alps, or the Malerweg near Dresden, Germany or perhaps even Madeira, Portugal. I’m going to wait until after our trip to Spain to see how much we feel like hiking. It might be up to what flight deals are available to determine where we are going.

Taking Alex to His First Concert

Alex’s favorite band had a concert in a small venue in the West Loop of Chicago. He asked if he could go and we decided to buy him and our daughter, Emma tickets and told Emma that she needed to take him, since she is 19 and he was about to turn 16.

As the concert got closer, we started thinking “Are we really going to let them go to Chicago on their own and stay the night in a hotel there?” We eventually decided that we would drive them to Chicago and book separate hotel rooms, that way they could at least pretend to be somewhat independent and we could enjoy a night away.

We stayed at the Hyatt House West Loop – Fulton Market and we used a free night certificate from my World of Hyatt personal card for one room and 12,000 Hyatt points transferred from Chase Ultimate Rewards for the other. Those rooms typically cost around $180 per night so we got about 1.5 cents per point value on the redemptions, which is a little low for Hyatt points, but I really liked the hotel. The rooms were very large, modern and comfortable. They also had mini kitchens. I would definitely stay there again.

We also got a chance to use our semi-annual $50 Amex Resy credit at Cruz Blanca which was a combination brewery/Mexican restaurant. We had a nice meal there, but honestly I was more impressed by the drinks at Haymarket Pub and Brewery that we got before we went to Cruz Blanca. All of the beers that we tried at Haymarket were very well made and I was particularly fond of their Dopplebock. If you find yourself in the neighborhood, give Haymarket a try, it’s really good.

The kids enjoyed their illusion of freedom for a night and Alex came home with a ton of merchandise from the band. I’m glad he got a chance to see them, since they were not going to be in our town anytime soon.

This is really the kind of thing that we wouldn’t have done without points and miles since the cost of a couple of hotel rooms, dinner and driving up to Chicago would seemed too much for him to just see his favorite band. However, because we were able to redeem points and a certificate the cost was low enough to go ahead and say yes.

Alaskan Airlines Visa Signature Card

I applied for and was approved for the Alaskan Airlines Visa Signature Card. This card has an annual fee of $95 and right now has a signup bonus of 75,000 Alaska miles and a companion fare when you spend $3,000 in the first 3 months.

Outside of the signup bonus, it’s not a particularly great card for earning miles. The card earns 2x per dollar on gas, EV charging stations, transit, cable and select streaming services. It earns 1 point per dollar spent on everything else. It also has a companion fare that allows a companion to fly for $122 ($99 plus applicable taxes) round trip when you book a paid economy fare on Alaskan Airlines. An additional companion fare can be earned each year, after the cardholder spends $6,000 on the card.

That being said, I think Alaskan miles are great, and they are pretty hard to come by. They offer some really great deals on domestic flights, for example, we used Alaskan miles to book one-way American Airlines flights from Moline to Chicago for 4,500 points. That was on the same flight that we had previously booked with 7,500 American Airlines miles. Obviously we canceled the AA booking and went with Alaskan.

On to the Point Check

For the first time in a while, neither Jenn nor I wasn’t working on a signup bonus. There really hadn’t been any huge credit card offers that we just had to jump on. I did signup for the Alaska Airlines card, but I hadn’t had a chance to start using it before the end of the month.

Card UsedSpendPoints EarnedPoint ValuePoints Per $Return on Spend
Citi Premier$1,2232,79450.292.34.1
Amex Gold$11504,327$86.543.87.5%
Venture$9121,824$33.742.04.0%
Ink Cash$6303,150$64.585.010.3%
Wyndham Business Earner$4172,306$25.375.56.1%
US Bank Triple Cash$286416$4.161.51.5%
Total$4,61814,817$260.533.25.6%
This month’s spending not devoted to earning a signup bonus

That being said, I was surprised by the fact that we had earned 5.6% as a total return with no signup bonuses. At least I know that if we stopped signing up for credit cards we’re still capable of getting more than 5% return on our spending.

With all of points earned and the two hotel rooms that were redeemed. We were left with:

  • 203,900 American Express Membership Rewards Points
  • 167,800 Chase Ultimate Reward Points
  • 143,800 IHG Points
  • 116,800 Citi Thank You Points
  • 99,700 American Airlines Miles
  • 71,900 Marriott Bonvoy Points
  • 52,000 Wyndham Points
  • 10,600 Hyatt Points
  • 5,700 Delta Miles
  • 2,700 United Miles
  • $109 in Cash Back

The value of all of these points and miles according to the Points Guy, totals up to $12,850 that is just a touch lower than in December. Next up will be booking for a summer trip, and I think we should have enough points and miles to make that work. After that, we won’t need to book very much because we would have three trips for 2025 already booked. Sounds ridiculous, but that’s okay with me!

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