Tag: Citibusiness AAdvantage Platinum Select Card

Back to an All Time High

We finally passed our previous all-time high point total of around $10,600 in value. This came primarily from earning a sign up bonus from my Citibusiness AAdvantage Platinum Select card. It offered a 65,000 point bonus for spending $4,000 in the first 3 months and I met the required spend this month. Jenn actually did the required spending on her Barclays American Airlines Aviator Red card which will earn her a 75,000 point bonus as soon as Barclays processes it. We’re actually waiting on that because we plan to book airline tickets to Costa Rica for spring break and the little delay from Barclays is annoying.

A Second Citibusiness AAdvantage Platinum Select Card

Jenn applied for the exact same card I just completed the minimum spend on – the Citibusiness AAdvantage Platinum Select card. She, however, got a better signup bonus than I did. She will receive a 75,000 AAdvantage mile bonus when she spends $6,000 in the first 6 months of having the card.

As I pointed out in the post when I applied for the card, it has a $99 annual fee which is waived for the first year. Miles earning on this card is pretty weak, in that it is 1x on most purchases, and 2x on American Airlines purchases, gas, telecommunications merchants, car rental services and cable and satellite providers. It does provide a free checked bag and priority boarding.

There is a $99 domestic companion certificate that you can earn when you spend $30,000 on the card, but seriously don’t do that. There has to be better ways of getting a cheap companion flight than that, with the only exception of maybe if you spend $30,000 on American Airlines flights.

Getting Bailed out of a Mistake

We had a hotel stay booked with Marriott that Jenn didn’t realize she booked with a non-refundable rate. When you use the Bonvoy app to book a room, there are multiple tabs for you to choose from. The prepaid option is non-refundable, and while they do have that written on there, it’s not exactly jumping out at you.

Jenn had been so used to booking things on points (which are almost always refundable, especially well in advance), that it didn’t really occur to her that the room was non-refundable. She canceled the room almost a month in advance, and after a while I asked her why they hadn’t refunded the money. She called the hotel, only to find out the room was non-refundable, but she was persistent and asked to talk to a manager, who was unavailable, of course. She called back the next day and tried again, with no luck and finally we kind of accepted the fact that there would be no refund. However, once the date for the hotel stay passed, the room was refunded to us. They never called back to let us know, they just refunded it. I guess this just goes to show that sometimes it never hurts to ask. Also, kudos to Marriott and the hotel itself, they absolutely were under no obligation to do so. That being said, it was smart of them because they will probably get more of our business now, because they were gracious in helping us fix our mistake. In the future, we will make sure to not use the non-refundable option.

Anyway, On to the Point Check

Card Used	Spend	Points Earned	Point Value	Points Per $	Return on Spend
Citi Premier	$1,445	2,280	$41.04	1.6	2.8%
Capital One Venture	$1,077	2,154	$39.85	2.0	3.7%
Chase Ink Cash	$518	2,570	$52.69	5.0	10.2%
World of Hyatt	$429	2,144	$36.45	5.0	8.5%
Chase Ink Unlimited	$395	592	$12.14	1.5	3.1%
Wyndham Business Earner	$254	729	$14.94	2.9	3.2%
Delta Business Gold	$107	107	$1.61	1.0	1.5%
Total	$4,225	10,576	$197.10	2.5	4.7%

This month was a little disappointing in that the return on spend on our other cards dipped under 5% and I’m really trying to keep that up above the 5% mark. One of the big reasons for that, however, was the fact that my daughter’s car had about $800 of repair costs, and while that can be charged, there isn’t exactly a bonus category for it. We probably should have used the Capital One Venture card, since it is 2x everywhere, but Emma is an authorized user on the Citi Premier card and that’s what she used, for a disappointing 1x instead. Oh well. We were able to get 5x on Amazon through a World of Hyatt promo, which is nice but somehow I misunderstood the Wyndham Business Earner categories and moved our insurance there, thinking I would get 5x and it absolutely wasn’t, just a lowsy 1x on that.

Jenn got an electric car as well, which has cut our fuel consumption by about 75%. That is awesome, but I’m missing the massive amounts of Wyndham points we earned at 8x on gas.

Aside from the spending not devoted to a bonus, I spent almost $1,800 on my Citibusiness AAdvantage Platinum Select card and earned almost 1,800 AAdvantage miles and the 65,000 point bonus. Jenn spent around $1,000 on her Citibusiness AAdvantage Platinum Select card and earned around 1,000 AAdvantage miles.

All of this left us with a month-end total of 289,000 Chase Ultimate Reward Points, 88,400 Capital One Venture miles, 77,000 American Airlines miles, 48,300 Marriott Bonvoy points, 29,800 Citi Thank You points, 24,600 United Miles, 15,000 Delta miles, 3,700 Hyatt points, and $974 in cash back. If you use valuations by the Points Guy, the total value of all of these points is $11,280.